IberiaBank Visa® Gold Card
Introrate: None *
APR (purchases): See application for details *
Annual fee: $0.00 *
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  • No annual membership fee.
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases.
  • No limit on cash back; no expiration date on eligibility for accounts in good standing.
  • Travel accident coverage up to $500,000.
  • Online access to credit card account information.
* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the terms and conditions on the credit card issuer´s official website
User Reviews
Reviewed by Greg on 07.02.2008 starstar
Performed a balance transfer and it went through. 5 days later the funds had been retracted and I got a fee from my bank with no explanation from Iberia as to why.