Discover® More® Card
Introrate: 0.00% *
Introperiod: 15 Months *
APR (purchases): 11.99% / 20.99% (variable) *
Annual fee: $0.00 *
Initial balance transfer fee: 3% *
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  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
  • Discover is ranked.
  • 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds.
  • $0 Fraud Liability plus automatic mobile and email fraud alert options.
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
  • *Click apply to view rates, fees, rewards, limitations and other important information.
* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover´s website
User Reviews
Reviewed by Bogdan on 02.28.2008 starstarstarstar
Pro: high credit limit, 0% for 1 year for balance transfers

Cons: card not accepted in some stores (like AMEX)
Reviewed by Mark on 02.11.2008 starstarstar
Be careful not to pay late on this one, they ding you pretty good. They are usually generous with the credit limit, especially if you transfer a balance.
Reviewed by Nathan on 01.18.2008 starstarstar
Plus: Cash back, low interest rate, zero liability for online fraud, 0 interest for a year

Minus: High late fees; High over the limit fees, Not accepted everywhere